Every financial decision has the power to shape a person’s future.
Buying a first home. Expanding a workshop. Sending a daughter to university. These are the decisions people spend years working toward — and the ones the banking system is worst at explaining.
Prosperity Partners exists to sit on your side of the table. We work with leading banks and financial institutions, but we are not employed by any of them. Our job is to understand what you actually need, tell you honestly what you can get, and then do the chasing so you don’t have to. We build relationships, not transactions — most of our work will come from people we have already helped.
Where the conversation happensTo empower individuals, families, entrepreneurs, and businesses with ethical, transparent, and customised financial solutions that enable sustainable prosperity and financial freedom.
To become India’s most trusted financial services partner, known for integrity, excellence, and creating lasting value for every client we serve.
We don’t simply help you obtain a loan. We help you reach the thing the loan was for.
Come in.
Someone is at the desk until seven, six days a week.
Nineteen ways to finance what you're trying to do.
Whatever you came here for, it is almost certainly on this list. If it isn't, ask us anyway — we would rather point you somewhere useful than let you keep searching.
Nineteen products · scroll to travel the rail
Home & Property
“I want to buy, build, or borrow against property.”
Home Loans
For your first flat or your forever house. We compare offers across our lender panel so you are not stuck with whichever bank your builder recommends.
EnquireBalance Transfer Home Loans
Already paying an EMI at an older, higher rate? Moving your loan can cut years off the tenure. We show you the arithmetic before you commit.
EnquireLoan Against Property
Unlock the value sitting in a property you already own — at rates far below a personal loan, with tenures long enough to keep the EMI sensible.
EnquireMortgage Loans
Residential or commercial property as security, structured around what the property can actually support and what you can comfortably repay.
EnquireConstruction Finance
Staged funding for builders and self-construction, released against real progress on site rather than in one lump you have to manage yourself.
Enquire
Business & Enterprise
“I'm running a business and I need capital to grow it.”
Business Loans
Unsecured funding for expansion, hiring, inventory, or a large order you cannot finance out of cash flow. Sized to your books, not a template.
EnquireMSME Loans
Priority-sector and government-scheme lending for registered micro, small, and medium enterprises — including the paperwork most people give up on.
EnquireWorking Capital Finance
For the gap between paying your suppliers and getting paid by your customers. Limits set against your actual operating cycle.
EnquireMachinery & Equipment Finance
Buy the machine that pays for itself. Funding structured so the repayment tracks the revenue the equipment generates.
EnquireCommercial Vehicle Loans
One truck or a growing fleet. Financing for new and used commercial vehicles, including for first-time owner-operators.
EnquireProject Finance
Larger, longer-horizon funding assessed on the project's own economics — cash flows, security cover, and viability.
EnquireOverdraft & Cash Credit
A revolving limit you draw on only when you need it, paying interest only on what you actually use. The cheapest way to hold a buffer.
EnquireStartup Funding Assistance
Guidance on debt options open to early-stage companies, what lenders will realistically fund, and how to present your case.
Enquire
Personal & Professional
“I need funds for myself, my family, or my practice.”
Personal Loans
A wedding, a medical bill, a renovation, consolidating expensive card debt. No security required — approved on your income and credit record.
EnquireEducation Loans
For studies in India or abroad, with moratorium periods so repayment begins after the course. We help assemble the collateral and co-applicant file.
EnquireProfessional Loans
For doctors, chartered accountants, architects, and other qualified professionals — set up a clinic, buy equipment, or fund your own practice.
Enquire
Protect & Grow
“I want to look after what I've built.”
Credit Card Advisory
Which card genuinely suits your spending, and how to use it so it strengthens your credit profile instead of quietly damaging it.
EnquireInsurance Solutions
Term, health, and asset cover sized to what your family would actually need — not to what earns the largest commission.
EnquireWealth Management & Investment Advisory
Once the borrowing is handled, putting the surplus to work. Long-horizon planning that fits your goals and your risk appetite.
Enquire
Not sure which of these you need?
Ask us — it’s free
Five steps. You do the first one.
Most people put off applying because they expect weeks of running between branches. Here is the whole process, including the parts we handle so you don't have to.
- 012 minutes
Tell us what you need
Fill the form at the bottom of this page or call us. No documents at this stage — just what the money is for and roughly how much.
- 02Same day
We check where you stand
We assess your eligibility against the criteria of the lenders we work with, and tell you honestly which ones will say yes before anyone runs a hard credit check.
- 0324–48 hours
You see the real offers
Rate, tenure, processing fee, and total interest cost — laid out side by side. You choose. We explain the trade-offs and never push a particular lender.
- 04Ongoing
We do the paperwork
Documentation, valuation, legal and technical checks, and every follow-up with the bank. You sign what needs signing; we chase everything else.
- 05Lender-dependent
Sanction and disbursement
We stay on the file until the money reaches your account, and we remain your point of contact long after it does.
You are never handed off to a call centre. The person who takes your first enquiry stays with your file until it is disbursed.
Start with step oneThree questions worth answering before you talk to a bank.
Nothing here is submitted or stored, and you don't have to give us your phone number to see the answers.
₹43,391
for 240 months
- Principal
- ₹50,00,000
- Total interest
- ₹54,13,879
- Total repayable
- ₹1,04,13,879
Over this tenure you would pay more in interest than you borrowed. A shorter tenure or a part-prepayment changes that materially — try the third tab.
Indicative only, and not an offer. Rates shown are illustrative starting points; your actual rate depends on your credit profile, income, and the lender. Eligibility uses conventional income-to-obligation ratios — individual lenders differ. Processing fees, insurance, and statutory charges are not included.
Anyone can promise integrity. Here is what it costs us.
These are the four rules we work to. They are specific on purpose — a promise you can hold us to is worth more than one you can't.
We won't touch your credit file without asking
No hard enquiry is raised until you have picked a lender and told us to go ahead. Shopping around should not cost you points.
We won't steer you to whoever pays us most
You see every offer we find, with the trade-offs explained. If the best one for you is not the best one for us, you still get told.
We won't quote a rate we can't deliver
The number we give you is the number we believe a lender will actually sanction for your profile — not a headline rate reserved for someone else.
We won't sell your details
Your information goes to the lenders you agree to apply to, and nowhere else. No lists, no brokers, no calls you didn't ask for.
- IntegrityWe always place our clients' interests first.
- TransparencyClear advice with complete honesty.
- ExcellenceProfessional service and timely execution.
- PartnershipBuilding lifelong relationships, not just completing transactions.
- ResponsibilityDelivering solutions that create long-term financial well-being.
The questions people are too polite to ask a bank.
If yours isn't here, put it in the form below and we'll answer it properly rather than sending a brochure.
Do you charge me anything to arrange a loan?
There is no fee to check your eligibility or to see the offers we find for you. Where a service charge applies to a particular case, we tell you the exact amount in writing before you commit to anything — never after sanction, and never as a surprise deduction.
Will enquiring here hurt my CIBIL score?
No. Our first assessment is done against published lender criteria and does not involve a hard credit enquiry. A hard enquiry is only raised once you have chosen a specific lender and asked us to proceed with a formal application.
Can I get a loan if my CIBIL score is low?
Often, yes — but the honest answer depends on why it is low. A score damaged by one old dispute is treated very differently from ongoing missed payments. Some lenders in our panel assess low-score cases on income and banking history. We will tell you plainly whether it is worth applying now or worth spending three months repairing the score first.
I'm self-employed and don't have salary slips. Can I still apply?
Yes. Self-employed applicants, small business owners, and professionals are a large part of what we do. Lenders assess you on ITRs, bank statements, GST returns, and business vintage instead of salary slips. We help you present that file in the way lenders actually want to see it.
What documents will I need?
For most loans: identity and address proof, income proof (salary slips and Form 16, or ITRs and bank statements if self-employed), and for secured loans the property papers. We give you one consolidated checklist for your specific case rather than making you guess.
How long does it take to get the money?
Personal and business loans are commonly sanctioned within a few working days once documents are complete. Home loans and loans against property take longer because the property needs legal and technical verification. We give you a realistic timeline for your case at the start, not an optimistic one.
Is a balance transfer actually worth it?
Only sometimes, and we will show you the arithmetic either way. A transfer makes sense when the rate saving over the remaining tenure clearly exceeds the processing and legal costs of moving. If it does not, we will tell you to stay where you are.
What happens to my personal information?
It is used to assess your enquiry and, with your consent, shared only with the lenders you agree to apply to. We do not sell your data or pass it to unrelated third parties. You can ask us to delete it at any time.
Two minutes, and we’ll call you.
Take a seat. Tell us what you need.
Four things are required and it takes about two minutes. No documents, no credit check, no obligation — just a conversation about whether we can help.
Prefer to talk?
+91 XXXXX XXXXXMon–Sat, 10:00 AM – 7:00 PM